Small-Business Benefits With a Clear Blueprint
Group benefit quotes for Ontario teams with 2–20 employees.
Most small employers get pitched “discounted first-year rates” or a generic packaged plan. Every new group typically receives introductory pricing — but your long-term cost is driven by real usage and renewal mechanics over time.
My MGA and I review your claims experience and negotiate renewal strategy so you don’t get auto-renewed into avoidable increases. The goal is stable pricing and a plan that matches how your team actually uses benefits.
Built for Ontario teams — 2 to 20 full-time employees
Fast quotes with minimal info. Plans designed for real usage, not inflated assumptions.
No gimmick “savings guarantees” — just transparent strategy you can rely on.
Why Small Businesses Choose JL Benefit Blueprint
Data-First, Not Discount-First
I walk you through assumptions, pricing, and renewal mechanics before you decide.
Plan Design That Protects Renewals
Classes, HSAs, drug/dental controls, and plan structure built for long-term stability.
Direct Advisor Support
You work with a licensed advisor — no call centres, no “general inbox.”
Quick Quote — Companies Without an Existing Benefits Plan
Share company details and list each full-time employee. I’ll review with our MGA and provide 1–3 options. If you already have a plan, use the Rate Review section below.
Already Have a Benefits Plan? Upload It for a Rate Review.
I can review plan design + pricing to see if we can improve premiums while keeping (or improving) coverage.
Ideal info to provide
- Most recent claims history / experience report
- Employee census with coverage type (Single / Family / Waived)
- Copy of your current policy or plan booklet
- Two recent invoices from your current carrier
With this, we can often structure quotes with up to 2 years of guaranteed pricing.
If you can’t get claims history
- Two invoices roughly a year apart
- Employee census with coverage type (Single / Family / Waived)
- Your current policy / plan booklet
Still enough to compare your plan and explore better premium options.
Prefer email? Send documents to jason@allianceincome.com — or upload them securely below.
Frequently Asked Questions
Do we qualify with just 2 employees?
Yes — I specialize in Ontario companies starting from two full-time staff.
I already have an advisor — can you still help?
Yes. I can review your plan and pricing without disrupting your coverage.
Can you set up plans for a 1-person operation?
Yes. If you’re incorporated, give me a call and we’ll confirm whether you qualify for an HSA (PHSP).